Like many other states, Minnesota requires drivers to purchase liability insurance. This type of liability insurance protects the other driver when the insured driver is at fault. In Minnesota, drivers must also purchase uninsured and underinsured motorist insurance,...
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Motor Vehicle Accidents
Comparing stacked and unstacked insurance
Drivers in Minnesota may hear the terms "stacked insurance" and "unstacked insurance" when discussing their auto insurance policy. While the words may sound complex, they are relatively easy to understand. Stacked insurance Stacked insurance applies to uninsured and...
How blind spots cause car accidents
One of the most common causes of car accidents in Minnesota is a driver hitting another driver that they didn't see. For example, if you are next to a semi-truck, and the truck driver can't see you in their rear mirror, you are in their blind spot. Driving in another...
Filing no-fault insurance claims in Minnesota
Minnesota is a no-fault state, so motorists are required to have personal injury protection insurance to cover their medical costs, regardless of who’s at fault. These no-fault laws also limit motorists’ rights to sue following a collision. Motorists may only sue if...
Relationships may reduce distracted driving
If you focus on anything other than road conditions while traveling in Minnesota or elsewhere, you may be driving while distracted. Distracted driving may significantly increase your risk of getting into an accident resulting in property damage, injury or death....
Car and motorcycle crashes in 2021
Over 63,750 traffic accidents were reported in Minnesota during 2021. These crashes involved over 134,900 people and 115,550 motor vehicles. The number of accidents increased by 12 percent from 2020. Over 54,260 cars and over 1,100 motorcycles were involved in...
How to survive a car crash
Car crashes can be life-threatening experiences, and no one intends to be in one. Unfortunately, accidents can happen to anyone at any time, and it’s important to be prepared. Knowing what to do in the event of a car crash in Minnesota can help you survive the...
A brief guide on spine injuries from accidents
Spine injuries can significantly impact a Minnesota resident's quality of life. These injuries can occur in various situations, including car accidents, falls and sports injuries. Herniated discs The discs between the vertebrae can become herniated or ruptured,...
The types of head injuries stemming from car accidents
People are often harmed in the aftermath of Minnesota car accidents. Certain types of injuries are more likely to occur in this situation, and those affecting the head can be quite severe. Concussion Concussions are perhaps the most common type of head injury suffered...
Minnesota road deaths surged in 2021
The number of traffic accident deaths increased sharply nationwide in 2021, and the roads in Minnesota were particularly dangerous. The number of fatalities across the country rose by approximately 10.5% in 2021 according to accident statistics from the National...