Most states require drivers to carry at least minimum liability car insurance to cover other drivers. However, each state sets its own level of minimum coverage, and 20 states require more than liability. Drivers in St. Paul, Minnesota, must buy some additional...
Car Accidents
Why are red light accidents rapidly increasing?
Car accidents are an unfortunate but regular occurrence in Minnesota. There has been an uptick in accidents stemming from drivers ignoring and running red lights. Deaths from these accidents have also become the highest ever in the last decade. What has the AAA...
Is it dangerous to drive while wearing headphones?
To protect yourself and other drivers in Minnesota, it's imperative to avoid distractions while driving. You might know about common causes of distracted driving, including cellphone use, looking away from the road and similar types of behaviors. However, you may be...
Night shift workers at a high risk of getting into car accidents
Certain industries need workers around the clock. Depending on the industry you work in, you could get asked to work the night shift. If you're one of many people in Minnesota suffering from shift work sleep disorder, working all night could be deadly. Here's more...
Auto makers could do more to protect rear-seat passengers
The development of safety features like airbags and inertia-reel seatbelts has made getting behind the wheel in Minnesota far less risky. Modern cars, pickup trucks and SUVs are crammed with devices and equipment to protect drivers and front-seat passengers in a...
How does underinsured or uninsured motorist coverage work?
Auto liability insurance protects both the injured and negligent parties. The insurance provider may pay a substantial claim to someone hurt in a Minnesota vehicle collision. Since the settlement comes from the insurance company, the liable party might not suffer...
Fatigued driving is just as dangerous as drunk driving
More Minnesota drivers are reporting falling asleep behind the wheel when driving than ever before. Referred to as drowsy or fatigued driving, driving with a lack of sleep has been shown to be just as dangerous as driving while intoxicated. Understanding the dangers...
How to handle an accident with an uninsured motorist
Minnesota and many other states require that all drivers on the roadway have some sort of minimum liability insurance. This helps to cover any accidents that occur. However, it's estimated that one out of every eight drivers is still on the road without minimum...
Car crashes happen for many reasons
Most Minnesota residents do their best to avoid car accidents, yet there are 6 million car accidents in the United States every year. According to the most recent Comprehensive Annual Traffic Crash Data Report, there were just under 75,000 traffic accidents in...
Could technology increase the chances of car accidents?
Vehicle safety technology intends to serve a useful purpose. Blind-spot monitoring, camera assistance, and other features seek to keep drivers from getting involved in an avoidable collision. However, not all Minnesota motorists may know how to utilize the technology...
