Car Accidents

At Walsh & Gaertner, our attorneys and staff are dedicated to helping injury victims. We are committed to working for you to ensure you are treated both fairly and respectfully. Despite our best efforts, car accidents happen every day. According to Minnesota Department of Public Safety, last year alone 77,707 traffic accidents occurred in Minnesota, which included 30,653 injuries and 387 traffic fatalities. Your life, or the life of a loved one, can change in an instant.

Our team of experienced personal injury attorneys have represented thousands of injured people throughout Minnesota and the upper Midwest. When you or a loved one are involved in an accident it is imperative you seek legal representation to ensure your rights are protected. The lawyers at Walsh & Gaertner are dedicated to advocating for you, your family and loved ones, no matter how big or small your case may be.

The effects of an accident can be overwhelming. During this difficult time, your only focus should be on getting better, rather than dealing with the insurance companies. The attorneys at Walsh & Gaertner will work for you and keep your best interests at heart, enabling you to focus on your recovery. Walsh & Gaertner will investigate the accident to determine fault, help with vehicle repairs, handle all communications and negotiations with the insurance company, make sure your medical expenses are paid and work to obtain reimbursement for your wage loss, out–of-pocket medical expenses and advocate for fair compensation for your injuries, which include pain and suffering. We will fight to get you a fair settlement, and if one cannot be reached, we are prepared to take your case to trial.

Minnesota No-Fault Insurance

Under Minnesota law, insurance companies are required to provide no-fault automobile insurance as part of every policy. This means your automobile insurance company is required to pay for your medical expenses, wage loss and replacement services due to injuries from a motor vehicle accident, regardless of what or who caused it. Seems easy right? Well, many times it’s not, but don’t worry, our legal team handles this situation all the time. We’ll assist you in setting up your no-fault claim to make sure you’re reimbursed properly. You just concentrate on recovering from your injuries, we’ll handle the rest.

No Fault Benefits

  • All reasonable expenses for medical, surgical, x-ray, hospital, nurse and extended care services
  • Costs for optical, dental, chiropractic and rehabilitative services
  • Prosthetic devices and prescription drugs
  • Ambulance expenses and mileage reimbursement for medical treatment transportation
  • Potential reimbursement for lost wages and additional services


Sometimes our best preventative efforts simply aren’t enough. Unfortunately, for every safe driver on the road, there is another who’s texting, surfing the web, or just plain careless while driving. If you are involved in an accident caused by another driver, we should be your first call after 9-1-1. We’ll help you make a claim against the at-fault driver and get the funds you need to ease your pain and suffering. Now, if there’s a dispute over who caused the accident, that’s when we roll up our sleeves and get to work. We’ll conduct a complete and thorough investigation to prove beyond a shadow of a doubt where the liability really lies. In order to present a claim against an at-fault driver in Minnesota, you have to meet a legal requirement called “threshold.” Threshold includes four distinct requirements, and at least one must be met before pursuing a liability claim:

  • A permanent lasting injury
  • A permanent disfigurement, such as a scar
  • Medical expenses in excess of $4,000
  • 60 days of disability

Uninsured Motorist

We know, it sounds like a nightmare. You’ve been involved in an accident, only to learn the other driver doesn’t have insurance. Unfortunately, this is a reality for many Minnesotans who find themselves in the aftermath of a motor vehicle accident. This is unfortunately more common than you might believe—it is estimated that 1 out of 7 drivers on the road are uninsured. Don’t worry, if this situation arises, we’ve got your back. You may be entitled to recover costs for the expenses the other driver would have paid from your insurance carrier. This is called uninsured motorist coverage, and if you carry car insurance, you have this protection.

Underinsured Motorist

What happens if you’re involved in a car accident, and the other driver does not carry a policy large enough to compensate you for your injuries? You call us. Even if the other driver has insurance, it may not be enough to reimburse you for the medical expenses you have incurred as a result of an accident. This occurs when another driver did not carry enough car insurance to fully compensate you for your injuries. Underinsured motorist coverage is another layer of protection you carry under your own car insurance. In cases like these, it’s important to contact the attorneys at Walsh & Gaertner to discuss your options before you pursue your claims. We’ll make sure you get the best possible compensation.

What To Do If You Are In An Accident

Despite our best efforts, accidents happen. If you are involved in a car accident there are a few important things to do right away. If you are involved in an accident:

  • Call 9-1-1 Relax, Breathe

    Even if it appears no one is injured.

  • Call Us

    Don’t worry, Walsh & Gaertner will handle everything from here, ensuring your best interests are protected.

  • Get the Facts

    Collect the following information from any drivers involved: auto insurance company, policy number and license plate number.

  • Take Pictures

    Document injuries, property damage and driving conditions.

  • Seek Medical Attention

    Seek immediate medical assistance for any injuries sustained and make sure they are clearly documented.

  • Call Your Insurance Company

    Call your agent or the claims processing number listed on your policy and report the accident, or if you’d like, we’ll do it for you.

  • Protect Your Information

    If you’re contacted by the insurance company representing the other driver, do not discuss the facts of the accident and do not sign any documents or accept any settlement without first consulting with an attorney in order to protect your rights.