Are you overwhelmed with calls from creditors? Are you unable to complete daily activities because of your debts? Has your home gone into foreclosure? Are you looking for guidance from a lawyer who will look out for your best interests? We can help.
Walsh & Gaertner, P.A., is an established Minnesota law firm that is committed to helping individuals get debt relief through bankruptcy. We are located in the St. Paul and represent clients throughout the Twin Cities in Chapter 7 and Chapter 13 bankruptcy matters. Our lawyers have in-depth knowledge of the law and will provide you with the information you need to make a smart decision about your situation.
Chapter 7 Bankruptcy
Chapter 7 is commonly known as a straight bankruptcy. In Chapter 7, all unsecured debts are discharged and you have the ability to start on a fresh path. Once you file for bankruptcy, you will begin to see the benefits such as:
- Creditor harassment stops
- Repossessions stop
- Foreclosure stops
- Your credit begins to rebuild
In Chapter 7 bankruptcy, you can keep your home if you are able to get current with your payments. For individuals who want to keep their home but are unable to get current with payments, Chapter 13 bankruptcy may be the best option.
Do I Qualify for Chapter 7?
With many recent changes in bankruptcy law, people often think that they will not qualify for Chapter 7. The reality is that even after the recent changes, many people still qualify to file under the Chapter 7 bankruptcy code. It is important to speak to an attorney to determine filing bankruptcy is right for you.
You do not have to be ashamed about filing for bankruptcy. Many people find themselves in a situation involving financial burdens. Bankruptcy can give you the freedom you need to begin on a fresh path and start rebuilding your credit.
Contact Our St. Paul/Minneapolis Consumer Bankruptcy Lawyers
To schedule a free initial consultation with one of our St. Paul Chapter 7 bankruptcy attorneys, please contact us online. We can also be reached by phone at 651-323-2457 or 888-863-4160.
For your convenience, staff members speak White and Green Hmong dialects. Our office is located in St. Paul, near the state capitol. If you are not able to come to us, we will meet with you in another location.
We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.
